01
I want to keep my home
We organize the county payoff, deadline, property value and repayment capacity to see whether direct payment, assistance, family funds or a tax bridge may fit.
Explore keep-the-home paths →South Carolina homeowner help
Keep the home.
Protect the equity.
Beat the deadline.
A delinquent-tax notice can feel final. It isn’t a plan. SC Tax Fund helps homeowners compare a direct payoff, bridge funding, a fast as-is sale, a market sale and creative alternatives—then move on the path that fits the property and the time left.
✓ No-pressure review✓ All 46 SC counties✓ Sell as-is if needed
Property notice
TIME SENSITIVE
You have more than one move.
Verify → compare → choose → close or cure
Your home is more than a tax balance.
Start with the outcome you want to protect.
Choose the outcome first
Two goals. Several ways forward.
02
I need to sell, but protect my equity
Compare an accelerated market listing with an as-is cash offer. Taxes and other valid payoffs can often be handled through closing proceeds.
See fast-sale options →03
I’m not sure where I stand
Start with the county record. Identify whether taxes are merely delinquent, the property is advertised, a sale is scheduled or a redemption period is running.
Find official county resources →The SC Tax Fund method
Slow the panic. Speed up the facts.
The best path depends on four numbers: time remaining, the verified payoff, realistic as-is value and other liens or closing costs.
Verify the stage
Use the notice and county records to establish the sale or redemption status. We never treat an estimated date as official.
Map the equity
Subtract taxes, mortgages, judgments and closing costs from a supportable property value.
Compare net outcomes
Measure certainty, time, cost and the amount you keep—not just a promised price.
Execute before the deadline
Coordinate the county payoff, title work, funding or closing with time for surprises.
Tell us what the notice says
No pressure. Share only what you know. A property review does not pause a county deadline, so contact the county directly for an official payoff or sale status.
What we can compare
One property review. A full solution set.
Direct tax payoff
Pay the county from available funds after confirming the exact payoff and accepted method.
Bridge or lien payoff
Evaluate short-term funding secured by the property when there is a credible repayment or sale exit.
As-is cash purchase
Sell without repairs, showings or traditional financing contingencies, with taxes handled at closing where feasible.
Accelerated market sale
Use local market exposure when the condition, equity and timeline support a conventional closing.
Lease option or structured sale
Consider occupancy and payment structures only where the documents, parties and deadline make them responsible.
Assistance and family resources
Identify legitimate public, nonprofit or private resources before giving up ownership unnecessarily.
Not every option is available for every property. Bridge funding, purchase structures and assistance programs are subject to review, documentation and applicable law.
South Carolina tax sale basics
Know the clock you are working against.
Before sale
Delinquency and notice
County officials collect delinquent property taxes and follow notice, levy and advertising steps under state law and local procedure.
Auction
Public tax sale
Real property may be sold at public auction. County-specific dates, payment rules and lists change, so use the county source.
After sale
Redemption period
S.C. Code §12-51-90 generally allows specified parties to redeem real property within 12 months of the sale by paying required amounts.
If not redeemed
Tax title
After the statutory period and required procedures, a tax title may be issued. At that point, options become materially different.
Use law as a map, not a deadline calculator. Ask the responsible county office to confirm the status, exact amount and date for your parcel. Read the plain-language SC guide →
Straight answers
South Carolina homeowner FAQ
Can I sell a house with delinquent property taxes in South Carolina?
Often, yes. A closing attorney can obtain payoffs and use sale proceeds to satisfy taxes and other valid liens. Timing, title and equity determine whether a sale can close before the relevant deadline.
What if my property already went through a South Carolina tax sale?
South Carolina law generally gives qualifying parties 12 months from the delinquent tax sale to redeem real property by paying the required amount to the official charged with collection. Verify the exact redemption deadline and payoff directly with the county.
Does asking for options stop the county process?
No. Contacting SC Tax Fund or submitting this website form does not extend a deadline or stop a sale. Only the responsible county office can confirm status, payoff and accepted payment.
Do I have to sell?
No. The review starts with your preferred outcome. Depending on the property and timeline, options may include direct county payment, family or lender funds, a bridge arrangement, a conventional listing, an as-is cash sale, or another negotiated structure.
Private property review
A deadline is not a strategy. Let’s build one.
Tell us what the notice says and what you want to protect. We’ll help you compare realistic paths around the property, payoff and time available.